Express KCS whatsapp British borrowers are more vulnerable to an interest rate rise than ever before after new figures showed unsecured household borrowings hit an all-time high last year. Unsecured debt rose nine per cent in 2014 to a record £239bn in cash terms, or £9,000 per household, driven by an increase in student loans and credit card borrowing, according to the figures compiled by PwC. The rate of growth is the fastest in a decade, and represents an additional £19.6bn borrowed last year. However, with borrowing set to reach £10,000 per household by 2016, Brits are even more exposed to a hike in the Bank of England’s base rate, currently at a record 0.5 per cent low. A two percentage point hike in the base rate would add £1,000 to each household’s interest payments on total debt every year, according to the professional services group. It also warned borrowers had become “conditioned” to low rates since the central bank lowered them six years ago. “Despite our survey revealing a relatively high degree of confidence among consumers about their ability to stay on top of their debts, affordability of the UK’s household debt pile may come under pressure in the coming years,” PwC’s financial services practice director Simon Westcott said.“As the total household debt to income ratio heads towards 172 per cent – exceeding its previous peak in the run up to the financial crisis – and interest rates increase, consumers could begin to feel squeezed once again. This could undermine growth for lenders and feed through to resurgence in bad debt.” Nearly half of last year’s additional debt came from student borrowing, which weighed in at £9.1bn. Credit card borrowings rose by £4.2bn while personal loans and overdrafts accounted for an extra £6.4bn of debt. Show Comments ▼ whatsapp Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofBest Wine Gifts & Wine Accessories at Every PriceGayotCheese Crostini: Delicious Recipes Worth CookingFamily ProofHomemade Tomato Soup: Delicious Recipes Worth CookingFamily ProofChicken Bao: Delicious Recipes Worth CookingFamily ProofBaked Sesame Salmon: Recipes Worth CookingFamily Proof Monday 23 March 2015 12:30 am Share Household debt to hit £10,000: Borrowers more exposed to hike in interest rates Tags: NULL Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailUndoMaternity WeekA Letter From The Devil Written By A Possessed Nun In 1676 Has Been TranslatedMaternity WeekUndozenherald.com20 Rules Genghis Khan’s Army Had To Live Byzenherald.comUndoNoteableyKirstie Alley Is So Skinny Now And Looks Like A BarbieNoteableyUndoMagellan TimesThis Is Why The Roy Rogers Museum Has Been Closed For GoodMagellan TimesUndoHigh TallyThe US Built A New Submarine The World Is Afraid OfHigh TallyUndoWorldemandCanal Drained For First Time And They Find ThisWorldemandUndoComedyAbandoned Submarines Floating Around the WorldComedyUndoMoneyWise.com15 States Where Americans Don’t Want To Live AnymoreMoneyWise.comUndo
Corporate insiders and issuers need to do a much better job of reporting insider-trading activity and must improve their policies to prevent improper insider trading, according to a new regulatory review from the Ontario Securities Commission (OSC). The OSC published a staff notice on Thursday detailing the results of a review of insider reporting, which found “material insider reporting deficiencies” in approximately 70% of the issuers that it reviewed. The OSC examined the filings of 100 firms — 35% of which were venture issuers from a broad cross section of industries — and 1,500 individual insiders. The review discovered at least one significant deficiency in the majority of firms, involving about 200, or 15%, of the individual insiders it reviewed. FINRA bans analyst for insider trading Related news SEC alleges man sold insider trading tips on dark web James Langton ASIC ready to make deals with devils Keywords Insider tradingCompanies Ontario Securities Commission “The compliance rate for insider reporting can be substantially improved, and this improvement needs to happen across all reporting issuers,” the OSC report states. Indeed, the OSC’s review found reporting lapses at all sorts of firms it examined, noting that there was “minimal correlation between the size of the reporting issuer and the occurrence of material insider reporting deficiencies.” The deficiencies uncovered in the review typically required insiders to amend their filings and often to pay additional filing fees, as a result. The OSC report notes that failing to meet insider reporting requirements undermines the objectives of these rules, which include: deterring illegal insider trading; preventing shenanigans, such as options backdating or opportunistic option grants; and to provide the market with information on the trading activity of insiders, which may inform their own trading decisions. “When insiders fail to comply with insider reporting requirements, this affects the integrity, reliability and effectiveness of the insider reporting regime, which in turn has a negative impact on market efficiency,” the OSC says in its notice. “As such, it is crucial for investors to have access to reliable trading information of insiders.” Lack of filing was one of the biggest issues uncovered in the review, which indicates that approximately 30% of issuers had at least one reporting insider that wasn’t identified as an insider and wasn’t filing insider reports to the regulators at all. Most of these were directors, senior officers, or significant shareholders of reporting issuers, it notes. Although, in certain cases, the insiders who failed to file were the issuers themselves, the OSC’s review says. “All instances of inaccurate reporting can negatively impact the insider reporting regime. However, when an insider fails to file any report in connection with a trade in a security, our regime is significantly impacted,” the OSC’s notice says. The review also found that firms generally need to improve their insider-trading policies. It notes that most issuers have written insider-trading policies in place, but that some of these policies do not restrict derivatives-based transactions, option grants, or similar forms of stock-based compensation during blackout periods. Policies prohibiting these transactions “are essential to avoid public and regulatory scrutiny” about possible improper insider trading, the OSC’s notice says. It also recommends that issuers review their insider-trading policies annually to ensure that they align with current Canadian securities legislation. In an effort to boost compliance with these requirements, the OSC’s report sets out guidance on the various deficiencies uncovered in the review. “Reporting insiders and reporting issuers should use the findings and guidance in this review to strengthen their compliance with insider reporting obligations,” says Huston Loke, director of corporate finance with the OSC, in the notice. “Reporting issuers can play a significant role in enhancing compliance in this area by strengthening their insider trading policies.” The OSC is hosting a webinar on insider reporting obligations on Feb. 24. Share this article and your comments with peers on social media Facebook LinkedIn Twitter
There’s $149 million in B.C.’s lost and found zimmytws/123RF Canadian Press The credits will be applied to May invoices.The reductions will be 50% for dental and 20% for vision and extended health care benefits, excluding prescription drugs.Canada Life says prescription drugs are not included as the services are essential and the number of claims have not dropped.The insurer says the premium reductions will help more than 26,000 of its business customers. Facebook LinkedIn Twitter Share this article and your comments with peers on social media Keywords Insurance, Group insuranceCompanies Canada Life Assurance Co. Merger of B.C. financial services, real estate regulators nears completion The Canada Life Assurance Co. is cutting group health insurance premiums for its employer-sponsored group benefits plans in a bid to help small- and medium-sized businesses dealing with Covid-19.The company says that beginning in May it will apply premium reduction adjustments for the month of April, retroactive to April 1. Related news Empire Life partners with digital platform to offer employee benefits to small biz
RELATED TAGSBroncoFordNon-LuxuryNew VehiclesNon-Luxury Ford Bronco team squashes V8 possibilities, but welcomes manual transmissionAnd while the Bronco is scheduled to arrive in the spring of 2021, the Sasquatch-plus-stick isn’t due until late in 2021. The Rolls-Royce Boat Tail may be the most expensive new car ever But there will be some unhappy faces nevertheless, because there’s still a limit to the manual transmission’s availability. The Bronco will come with two engines: a 2.3L EcoBoost (turbocharged) four-cylinder engine, making 270 horsepower and 310 lb-ft of torque; and a 2.7L EcoBoost V6, cranking out 310 horses and 400 lb-ft of torque. The four-cylinder comes with the seven-speed or with a ten-speed automatic, while the V6 comes only with the autobox.In its very-carefully-worded press release about the Sasquatch-plus-manual, Ford never mentioned engines. A Ford rep has since confirmed to Driving.ca that the manual is still restricted to the four-cylinder, even when teamed with the Sasquatch package.That’s likely going to play into Jeep’s bragging rights, where the available V6 on the Rubicon comes with a six-speed manual, in addition to an automatic (though that trim doesn’t offer the Sasquatch’s 35-inch tires).RELATED Trending Videos It seems if you ask loudly enough, you will receive. Ford is giving in to numerous requests from Bronco fans, who wanted the seriously-off-road Sasquatch package and wanted it with a manual transmission. The company has now announced the availability of both of these mashed together.That gets you the fun of rowing your own gears, plus all the off-road goodness of the Sasquatch option, which adds 17-inch beadlock-capable wheels, 35-inch Goodyear mud terrain tires, front and rear electronic locking axles, a 4.7:1 final drive ratio, wider track, position-sensitive Bilstein shocks, and wider fender flares.The seven-speed is basically a six-speed manual with a “crawler” gear. The combination of that transmission, and the available advanced 4×4 system, can provide a maximum crawl ratio of 94.75:1. Clever girl: Rumours swirl of a forthcoming Ford Bronco Raptor COMMENTSSHARE YOUR THOUGHTS PlayThe Rolls-Royce Boat Tail may be the most expensive new car everPlay3 common new car problems (and how to prevent them) | Maintenance Advice | Driving.caPlayFinal 5 Minivan Contenders | Driving.caPlay2021 Volvo XC90 Recharge | Ministry of Interior Affairs | Driving.caPlayThe 2022 Ford F-150 Lightning is a new take on Canada’s fave truck | Driving.caPlayBuying a used Toyota Tundra? Check these 5 things first | Used Truck Advice | Driving.caPlayCanada’s most efficient trucks in 2021 | Driving.caPlay3 ways to make night driving safer and more comfortable | Advice | Driving.caPlayDriving into the Future: Sustainability and Innovation in tomorrow’s cars | Driving.ca virtual panelPlayThese spy shots get us an early glimpse of some future models | Driving.ca The Sasquatch package is standard on the Wildtrak trim level, which comes only with the V6 and so will only offer an automatic transmission. It’s also standard on the First Edition, a trim that won’t be offered in Canada. On all other trims – Base, Big Bend, Black Diamond, Outer Banks, and Badlands – you’ll be able to get the Sasquatch with manual or automatic, on two- and four-door models. See More Videos We encourage all readers to share their views on our articles using Facebook commenting Visit our FAQ page for more information.
Facebook TAGSfeaturedKarissa KruseSonoma County WinegrowersWildfire Linkedin Email Share Advertisement“Today, the fires continue to burn out of control, power and cell service is spotty and access around Sonoma County is still highly restricted. With more than 90% of the winegrape harvest completed in Sonoma County, many growers in safe zones are heading out today to begin picking the remainder of their crops provided they can get their grapes to their winery destination. In fact, some Chardonnay, likely the last to be picked in Sonoma County this year, was harvested this morning in the Russian River Valley and I am pleased to report the grapes were of excellent quality and were able to get to a winery in Napa Valley. On a positive note, given how late it is in the season, the concern of smoke taint on the grapes currently on the vine is low. This assessment would be much different had the fires occurred in late July or early August. We have only confirmed that Paradise Ridge Winery in Santa Rosa has been destroyed. We have been unable to obtain accurate updates from Sonoma Valley as most of that area is still under evacuation orders. Please know that the Sonoma County wine community has been overwhelmed with the positive thoughts, prayers and support we have received from across the county and around the world. It gives us the strength to stand strong and know our communities will survive.” Advertisement Pinterest Twitter ReddIt Home Industry News Releases Statement from Karissa Kruse, President of Sonoma County Winegrowers:Industry News ReleasesWine BusinessStatement from Karissa Kruse, President of Sonoma County Winegrowers:By Press Release – October 11, 2017 29 0 Previous articleLivermore Valley Wineries to Collect Relief Donations for Napa, Sonoma and Mendocino WinegrowersNext articleMendocino County Redwood Complex Fire Impacts on Vineyards Press Release
Pinterest AdvertisementBEVERLY HILLS, Calif. – (August 15, 2018) – Upon the opening of Waldorf Astoria Beverly Hills, Angelenos and visitors alike were introduced to world-class dining brought to life by French chef Jean-Georges Vongerichten via Jean-Georges Beverly Hills and The Rooftop by JG. Staffed with top-notch culinary experts in the kitchen, the hotel also boasts a team of skilled and passionate sommeliers to round-out the renowned gastronomic experience. A regular participant and successful bidder at the prestigious Premier Napa Valley auction, Waldorf Astoria Beverly Hills also celebrates the sommelier team for its part in Jean-Georges Beverly Hills’ recent receipt of Wine Spectator’s “Best Of” Award of Excellence in its first year.Wine Director Jordan Nova oversees all beverage services at Waldorf Astoria Beverly Hills. As an Advanced Sommelier through the Court of Master Sommeliers and a Certified Specialist of Wine through the Society of Wine Educators, Jordan is a young man with a drive to bring the best of the world’s wine to the lips of every guest. Jordan was recently voted one of Zagat’s “30 Under 30” innovative hospitality professionals, making him ideally suited to manage the fine wines in the cellar of this five-star hotel.Favorite Wine: “If you’ve ever sat down for a drink with me, you’ll know that my life and career is a love letter to champagne. But for the Waldorf Astoria and Jean-Georges, we focus on sharing great wines from great people. Every time you buy a bottle of wine, you yourself are a patron of an artist and a family. From living in Napa Valley, I love to spread the story of elegant, well-made wines like Azur Wines, Staglin Family, Del Dotto Vineyards, Continuum Estate and RAEN. Being in luxury, we, and our guests, are addicted to the finesse of Bordeaux. We work very closely with our friends at Duclot Vinicole to bring wine direct from the Chateaux and I personally taste every bottle to make sure they are at their best.”Jordan is joined by Sommelier Max Goldberg who is a Certified Sommelier through the Court of Master Sommeliers. His hospitality journey began at a young age as an aspiring chef in Los Angeles. During his studies at The Culinary Institute of America at Hyde Park, Max discovered a natural talent and strong affinity for the world of wine and spirits. Max graduated with a dual degree in culinary arts and beverage management, then ventured up the west coast where he worked with Gary Danko before returning home to Los Angeles.Favorite Wine: “Red Burgundy is hard not to love – specifically, I have an affection for the wines from Domaine Marquis d’Angerville from the town of Volnay. They make these intensely aromatic and floral red wines from Pinot Noir. At Jean-Georges I love showing their 2004 ‘Clos de Ducs’ vineyard and any of their 2007s that we receive direct from their cellars. At home, I’ve collected a few 2011s and 2009s that are hard to beat.”Sommelier Michael Scribner is also a Certified Sommelier through the Court of Master Sommeliers. Michael’s love of beverage and hospitality stems from the confluence of his years in the performing arts and his Paso Robles heritage. As a native of California’s central coast wine country, Michael followed his dreams to train with Ballet West, one of the U.S.’ premier classical ballet companies. Finding that wine and spirits exhibit the same detail and passion as the arts, Michael began to venture into the world of beverage and also worked at the Grand America Hotel in Salt Lake City, a Four Star Hotel by Forbes Travel Guide.Favorite Wine: “Personally, I have an affinity for wines that are powerful yet graceful. To me, that’s the Rioja region of Spain. Lopez de Heredia is a classic producer of Rioja, with wines that dance between bold and elegant,” said Michael. “From our cellar, I am still mesmerized by the subtle strength and vivacious aromas of the 1980 Lopez de Heredia Viña Tondonia – ‘Gran Reserva.’ To try this lush and savory wine at home, check your wine shop for Lopez de Heredia’s 2005 ‘Viña Tondonia- Reserva’.”Waldorf Astoria Beverly Hills, Jean-Georges Beverly Hills and The Rooftop by JG are located at 9850 Wilshire Blvd, Beverly Hills, CA 90210. To learn more about the team and for interview opportunities, please contact [email protected] About Waldorf Astoria Beverly Hills:Waldorf Astoria Beverly Hills is Waldorf Astoria Hotels & Resorts’ first new build on the West Coast and second California property, joining the legendary Waldorf Astoria portfolio of now 26 hotels and resorts. The hotel’s 119 deluxe rooms and 51 suites are part of a world-class, Art Deco- influenced design created by renowned interior design firm Pierre-Yves Rochon, Inc. (PYR). World-class dining can be discovered at the hotel with three venues created by the legendary French chef Jean-Georges Vongerichten: the elegant Jean-Georges Beverly Hills, the chef’s signature restaurant, as well as The Rooftop by JG and Jean-Georges Beverly Hills Bar. Helmed by a top-notch team of culinary experts hand picked by Vongerichten and including Executive Chef Steve Benjamin of L’Atelier de Joël Robuchon fame, the chefs are committed to sourcing foods locally whenever possible and a cornerstone of the menus in all the food and beverage offerings at the Waldorf Astoria Beverly Hills. The hotel also features 6,300 square feet of meeting spaces, perfect for social events, corporate meetings or gala celebrations.The property recently won the Forbes Five-Star Award, and was named best new hotel on the Travel + Leisure 2018 It List, 2018 Travel + Leisure “World’s Best” Awards, and by U.S. News and World Report. For more information, visit www.waldorfastoriabeverlyhills.com.About Waldorf Astoria Hotels & ResortsWaldorf Astoria Hotels & Resorts is a portfolio of just over 30 iconic properties that create a unique sense of place with a relentless commitment to personal service and culinary expertise in landmark locations around the world. Unified by their inspirational environments and True Waldorf Service, Waldorf Astoria hotels deliver graceful service from the moment a guest books through checkout. Waldorf Astoria is a part of Hilton, a leading global hospitality company. Experience Waldorf Astoria by booking at www.waldorfastoria.com or through the Hilton Honors mobile app. Learn about the brand by visiting newsroom.hilton.com/waldorfastoria, and follow Waldorf Astoria on Twitter, Instagram and Facebook.About HiltonHilton (NYSE: HLT) is a leading global hospitality company, with a portfolio of 14 world-class brands comprising more than 5,400 properties with nearly 880,000 rooms, in 106 countries and territories. Hilton is dedicated to fulfilling its mission to be the world’s most hospitable company by delivering exceptional experiences – every hotel, every guest, every time. The company’s portfolio includes Hilton Hotels & Resorts, Waldorf Astoria Hotels & Resorts, Conrad Hotels & Resorts, Canopy by Hilton, Curio Collection by Hilton, DoubleTree by Hilton, Tapestry Collection by Hilton, Embassy Suites by Hilton, Hilton Garden Inn, Hampton by Hilton, Tru by Hilton, Homewood Suites by Hilton, Home2 Suites by Hilton and Hilton Grand Vacations. The company also manages an award-winning customer loyalty program, Hilton Honors. Hilton Honors members who book directly through preferred Hilton channels have access to instant benefits, including a flexible payment slider that allows members to choose exactly how many Points to combine with money, an exclusive member discount that can’t be found anywhere else, and free standard Wi-Fi. Visit newsroom.hilton.com for more information, and connect with Hilton on Facebook, Twitter, LinkedIn, Instagram and YouTube. Advertisement Email Linkedin ReddIt Previous articleSizzling Hot! Auction Lots Announced for 2018 Winesong, Mendocino’s Premier Food & Wine EventNext article2018 Winegrape Harvest Begins Today in Sonoma County Press Release Home Industry News Releases Raise a Glass: Meet the Sommeliers at Waldorf Astoria Beverly HillsIndustry News ReleasesWine BusinessRaise a Glass: Meet the Sommeliers at Waldorf Astoria Beverly HillsBy Press Release – August 15, 2018 264 0 Share Facebook TAGSConsumerHiltonWaldorf Astoria Hotels & Resorts Twitter
Community Colleges Meet EducationJanuary 6, 2012 RelatedCommunity Colleges Meet FacebookTwitterWhatsAppEmail President and Chief Executive Officer of the American Association of Community Colleges (AACC), Dr. Walter Bumphus, has congratulated the Council of Community Colleges of Jamaica (CCCJ) on its contributions over ten years in shaping young minds for future leadership. “I couldn’t help but being nothing short of amazed by the wonderful progress and the achievements you all have had in your ten years as a Council. I note the progress you have made on a number of initiatives, and I really salute you on this conference and the theme chosen,” Dr. Bumphus said. He was addressing participants at the official opening of the conference on Wednesday (January 4), at the Holiday Inn Sunspree Resort, Montego Bay. Activities were carried out during the three days of the conference, (January 4 to 6), under the theme, “New realities, new challenges: a call for bold action”. Dr. Bumphus indicated that he believed in the over 100-year history of community colleges, and emphasized that the whole notion of access has been in the DNA of these institutions. Speaking about the American system of community colleges, Dr. Bumphus noted that these colleges were the backbone of getting the diversity of America to become an educated workforce, a focus that they take much pride in. “We have approximately 1,167 community colleges spread across the 50 states in America. In fact, there is a community college in every Congressional District, because we have a great deal of influence on diverse political issues. In my opinion, the agility of Community Colleges, and our ability to respond, makes us the unique institution that we are,” he reported. Dr. Bumphus observed that there was much focus, visibility and recognition of community colleges in the US, as President Barack Obama and his administration have made them the centrepiece of most of their legislation. He expressed the hope that the Jamaican Council will examine the system in America, and seek to adopt aspects of the programme which may suit the Jamaican initiative. RelatedCommunity Colleges Meet RelatedCommunity Colleges Meet Advertisements
PALM HARBOR, Fla. – Robert Garrigus missed two short putts on the back nine and had to settle for a 1-under 70 and a one-shot lead Saturday in the Valspar Championship. Garrigus, who needs a win to get into the Masters next month, opened with back-to-back birdies on the Copperhead course at Innisbrook and stretched his lead to four shots with a nifty flop shot off the pine straw to set up a birdie on the par-5 fifth. He still had a four-shot lead when he missed a 4-foot par putt on the 12th hole, but his lead was down to a single shot when he missed a 3-foot par putt on the final hole. Kevin Na chipped in for birdie on the 15th and shot a 68. Garrigus was at 8-under 205. ”I had fun,” Garrigus said. ”I’m in a good position. If I play a good round tomorrow, if I shoot under par, they’re going to have to come get me.” The final group was put on the clock on the back nine, and Na received a bad time on the 13th tee. Na was so deliberate that the final group at times was two holes behind along the back nine, though they finished in just under four hours. Valspar Championship leaderboard Valspar Championship: Articles, videos and photos Garrigus paid the price, too. He was given a bad time for the first time in his career, shocking because he is among the fastest players on Tour. In this case, he had a tough lie in the rough on the 14th hole and walked up to the green to gauge his options. That led to the bad time, and Garrigus said he didn’t bother looking at his next shot as long as he normally would have. It was a long putt that ran some 15 feet by the hole, but he made that for par. ”Best putt of the week,” he said. Garrigus and Na will be in the final group again Sunday, with plenty of company right behind them on the leaderboard. Na was defensive about the pace, and his reputation. ”I know how to play,” he said. ”I don’t know what people have said, but I don’t think I should be criticized.” Asked how much he has improved since his slow play was on display at The Players Championship in 2012, when he couldn’t take a swing or sometimes purposely swung over the ball so he could start over, Na said, ”A ton.” ”It’s not fair to me,” he said. ”I already have that stamp on me.” John Senden matched the low score of the tournament with a 64 in perfect, sunny weather. He moved up 32 spots to third, and goes into the final round only two shots behind. Justin Rose hit a wild tee shot on the 18th and made bogey, though his 69 left the No. 7 player in the world in reasonable shape. He was three behind. Retief Goosen made the cut on the number, and then played bogey-free for a 64. He was finished with his round some two hours before the final group even teed off. When the day ended, Goosen was four shots behind in a tie for fifth, along with Charley Hoffman (67) and Scott Langley (69). Luke Donald had a 67, and those two bogeys by Garrigus gave the former world No. 1 some hope. ”I’ve played here enough times, and seeing the scores over the last couple days, I knew a good round would shoot me up the board,” said Donald, who won at Innisbrook in 2012. ”So just try to play my own game and post something low-ish to get me back into contention.” Pat Perez wasn’t as fortunate. He opened with a birdie, but then pulled his tee shot into the vegetation left of the third fairway. A penalty drop would have left the ball just in front of a palmetto bush, so he went back to the tee and made double bogey. He made another double bogey on the back nine with a tee shot into the water on No. 12 and fell out of tournament with a 77. Na is notorious for fidgeting over his tee shots, and even with the Perez penalty on No. 3, the final group fell far behind and stayed that way. ”They took off,” Garrigus said. ”When Pat is playing bad, he takes four seconds to hit a shot.” Seven players were separated by four shots –the size of the lead Garrigus had with seven holes remaining in the third round – and only one of them (Rose) already has a tee time booked for Augusta National next month. Goosen has plenty at stake even if he doesn’t go from the cut line to a win. He has three more tournaments after this to make about $104,000 to retain his card from a major medical extension because of his back surgery. DIVOTS: The 54-hole cut was at 5-over-par, and 76 players advanced to Sunday. Among those who missed was Luke Guthrie, who started the third round at 2-under and shot an 80. Ricky Barnes shot 42 on the back nine for a 77 to miss by one shot. … Mark Calcavecchia made a tough up-and-down for par on the last hole that at the time was good enough to make the cut on the number. ”Yay. I think,” said his wife, Brenda, who caddies for him.